Your German blocked account, done right
Open a restricted Sperrkonto with a regulated partner, fund it, and receive the official confirmation your visa needs — with transparent amounts and fixed monthly payouts after you arrive.
- Regulated custody structure
- Official visa confirmation
- Dual-approved refunds
- Integer-precise money
Blocked for your visa
€11,904
12 equal monthly releases after you arrive in Germany · held by a regulated partner.
Reference figures (config 2026.1) based on published German government guidance — subject to confirmation with our regulated partner and legal review. Calculate your exact amount.
What it is
Proof of funds, structured the way Germany expects
A blocked account (Sperrkonto) is a restricted account that holds your living costs for a set period. Access is blocked up front and released to you in agreed monthly amounts once you arrive — the evidence many German visa types require.
Not sure of the exact figure? Open the calculator or read the full step-by-step process.
Transparent by default
Know your numbers before you commit
Every euro is shown clearly and separately, in integer precision. You never have to guess what a figure means.
2026 student reference amount
€11,904
The proof-of-funds minimum most student visas require for a year.
Released to you monthly
€992
A fixed amount is released to your account each month after you arrive in Germany.
What you always see
- Required blocked amount for your visa purpose
- Every fee, itemised — no hidden charges
- Amount received vs. settled balance
- Your fixed monthly release after arrival
- What has been released and what remains
Reference figures (config 2026.1) based on published German government guidance, subject to confirmation with our regulated partner and legal review.
Calculate your exact amountWhat's included
Everything a compliant blocked account needs
From the restricted account itself to the confirmation and monthly payouts, each part is handled so your funds meet the requirement without guesswork.
Regulated banking partner
Your blocked funds are held in a restricted account by a regulated banking or payment partner — LeilFinanz is the platform that guides the process, not the bank.
Official confirmation document
Once your account is funded, you receive the confirmation you need to present alongside your visa application.
Restricted by design
A Sperrkonto restricts access to your money so it can only be released in agreed monthly amounts after you arrive in Germany.
Monthly payouts after arrival
From the month you activate your account in Germany, your living allowance is released to your local account on a fixed monthly schedule.
Transparent amounts & fees
Blocked amount, setup fee and total payable are always shown separately before you commit — no bundled or hidden numbers.
Recalculated if rules change
The required amount follows the rules in force. If those change before you commit, your quote is recalculated so you are never under-funded.
How it works
Four steps from amount to confirmation
A clear path from calculating what you owe to holding the confirmation your visa application needs.
- 1
Calculate your amount
Use the calculator to see exactly what you need to block for your visa purpose, duration and country — itemised and effective-dated.
- 2
Apply & verify identity
Complete a guided application and a standard identity check (KYC) required by the regulated partner before an account can be opened.
- 3
Open & fund the account
A restricted blocked account is opened in your name. You transfer the required funds using the instructions provided.
- 4
Receive confirmation
Once the funds settle, the official confirmation is issued for your visa. After arrival, activate the account to begin monthly payouts.
Want the full lifecycle, from KYC to closure and refund? See how it works in detail.
Why LeilFinanz
Trust where it matters most — your money
A blocked account is about custody, transparency and timing. LeilFinanz is built around all three.
Funds held by a regulated partner
Custody sits with a regulated banking or payment institution under its own supervision — the structure your embassy expects for a Sperrkonto.
Built for the visa timeline
The flow is designed around what consulates ask for, so your confirmation arrives in the format and detail your application needs.
Everything in one place
Calculate, apply, fund, track your confirmation and manage monthly payouts from a single dashboard — no scattered paperwork.
If plans change
Visa refused? Your money stays yours.
A refusal is stressful enough. Your blocked funds are always protected and fully accounted for — you choose what happens next.
Every refund is dual-approved and audited
Keep your funds ready
Not giving up? Your money stays safely blocked so you can use it for a fresh visa application without transferring funds again.
Request a refund
Prefer to withdraw? Ask for a refund and your remaining balance is returned to the source account through a reviewed closure — never released on a single person’s say-so.
FAQ
Blocked account questions, answered
Ready to open your blocked account?
Start with an itemised amount for your visa, then apply and fund with a regulated partner — all in one place.
Open your blocked account
Calculate your exact amount in a minute